LOAN SERVICES
TO FIT YOUR NEEDS

Safety Check Line of Credit

Safety Check works directly with your checking account. It offers both
overdraft protection and a convenient way to borrow.

Installment Loans

Installment loans feature convenience and consistency. You can take advantage
of regular, monthly payments and flexible terms for any borrowing need.

Home Equity Loans

You can put the value of your home to work for you as it secures your loan
or line of credit.  There’s also possible tax benefits with a home equity loan
(consult your tax advisor).

HOME LOAN PROGRAMS

Heritage Bank also offers many loan services for one of the most
important purchases you’ll ever make - your home. What this means
for you is lower interest rates, long term fixed rates, low down payment
requirements and more.

• Secondary market lender which offers many valuable options to borrowers.

• Conventional loans that feature fixed or adjustable interest rates.

• Construction loans to help you build that dream home.

               

 
 

PERSONAL LINE OF CREDIT

  

HOME EQUITY LOANS

  

INSTALLMENT LOANS
 

SAFETY CHECK 
LINE OF CREDIT

  

HOME EQUITY
LINE OF CREDIT

HOME EQUITY INSTALLMENT

  

INSTALLMENT LOAN

Product Profile ►

Extra Cash
whenever you need it -- simply by writing a check

  

Revolving Line that offers borrowing power based on the value of your home

Loan for specific borrowing need and secured by your home

  

Loan that makes budgeting easier with regular monthly payments

Guidelines for Size of Loan*  ►

$300 - $5000

  

$5000 or more

$5000 or more

  

$2000 or more

Fixed or Variable Interest Rate ►

Fixed

  

Fixed or Variable Rate

Fixed or Variable Rate

  

Fixed or Variable Rate

Features  ►

Conveniently apply when
opening a checking account.

Automatic overdraft
protection for checking.

Flexible monthly
payment options.

  

Possible tax deductibility
(Consult your tax advisor)

Withdraw money
by contacting
the bank.

Flexible monthly
payment options.

Possible tax deductibility
(Consult your tax advisor)

Regular monthly payments to fit
your budget.

Payments automatically
deducted from checking or savings
or made by check.

Credit protection
available.

  

Payments automatically
deducted from
checking or savings
or made by check.

Enjoy the convenience of applying by phone.

Credit protection available.

*Size of loan may vary based on customer’s needs.  All loans are subject to our standard credit qualifications. Certain fees may apply.