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Heritage Bank Rates
Certificate of Deposit
Interest Rates:
Effective October 12, 2011
14 MONTH SPECIAL
|
| $1,000-$9,999 |
|
$10,000-$24,999 |
|
$25,000+ |
|
| Interest Rate |
APY*@ |
Interest Rate |
APY*@ |
Interest Rate |
APY*@ |
| 1.00% |
1.00% |
1.00% |
1.00% |
1.00% |
1.00% |
25 MONTH SPECIAL
|
| $1,000-$9,999 |
|
$10,000-$24,999 |
|
$25,000+ |
|
| Interest Rate |
APY*@ |
Interest Rate |
APY*@ |
Interest Rate |
APY*@ |
| 1.395% |
1.40% |
1.395% |
1.40% |
1.395% |
1.40% |
35 MONTH SPECIAL
|
| $1,000-$9,999 |
|
$10,000-$24,999 |
|
$25,000+ |
|
| Interest Rate |
APY*@ |
Interest Rate |
APY*@ |
Interest Rate |
APY*@ |
| 1.84% |
1.85% |
1.84% |
1.85% |
1.84% |
1.85% |
45 MONTH SPECIAL
|
| $1,000-$9,999 |
|
$10,000-$24,999 |
|
$25,000+ |
|
| Interest Rate |
APY*@ |
Interest Rate |
APY*@ |
Interest Rate |
APY*@ |
| 1.99% |
2.00% |
1.99% |
2.00% |
1.99% |
2.00% |
|
|
Interest Rate |
APY* |
| SAVINGS |
0.50% |
0.50% |
| NOW** |
0.25% |
0.25% |
| MONEY MARKET INVESTMENT ACCOUNT |
| $2,500 - $9,999 |
0.60% |
0.60% |
| $10,000 + |
1.00% |
1.00% |
| On all CD products and IRA accounts listed above, there are penalties for early withdrawal. Fees may reduce earnings. Ask for additional information. |
| IRA accounts may also be offered for special interest rates indicated. |
| *APY - Annual Percentage Yield |
| **Minimum balance to open is $500 |
| @ Interest on 14 month, 25 month, 35 month and 45 month specials are compounded and credited on a quarterly basis. All other CD’s are compounded and credited on a semi-annual basis. |
| ALL RATES ARE SUBJECT TO CHANGE AT ANY TIME. |
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